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Every year, the National Insurance Crime Bureau (NICB) publishes detailed statistics showing the trends in vehicle theft both nationally and city-by-city. Indeed, embarrassingly, it includes a top ten ranking of the cities where your vehicle is most likely to be stolen. Except, instead of shaming these places into active policing, all but one of this year's top ten appeared in last year's. The only thing that has slightly changed is the order in which they appear. It seems California is immune to shame given that seven of the top ten are in the Golden State. This is probably a problem of resources. With major budget woes, the state has been looking very carefully at how it allocates the reduced tax revenues. Law enforcement has been given a low priority. Since criminals are intelligent, they know the chances of being caught are low. This encourages them to greater efforts. It also means your auto insurance quotes stay high for comprehensive cover.

 
   

Taken nationally, there's been a 3.3% decline in the number of vehicles reported stolen. Although this may seem less than credible, one of the reasons for this drop is the success of the police in Laredo, Texas. This had been consistently the number 1 metropolitan area for thefts but, from 2009, it dropped from number 1 to 53 with thefts reducing from about 1,800 to 850. Sadly, to make up for these reductions, four of the remaining ten areas reported an increase in the number of thefts.

The moral of this story is that, if you live in California, you should seriously consider buying comprehensive cover. Although the auto insurance quotes will come in higher because of the risk you will become a victim and make a claim, the premium payment is still a lot less than the value of the vehicle you will have to replace. Alternatively, join a political campaign to encourage politicians to bring Texan enforcement standards to California. If Laredo can almost cut its theft rate in half, so can Fresno, Modesto, Bakerfield and all the other Californian cities.

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