How to Save on Car Insurance
Some factors affect your car insurance that you can't control-- where you live, your age, and your marital status, for example. But lots of things could be keeping you from cheap auto insurance that you can control. If you think you're paying too much for insurance, you may be right; see if any of our tips will help you save some money.
Compare prices. Don't just go with the first insurance company you find. The price of car insurance varies greatly from company to company, and from person to person. You want to make sure you get the best combination of cost and coverage, and you can't do that without shopping around. To get cheap auto insurance, you need to compare as many companies as possible. The more quotes you get, the better deal you'll get-- which means saving hundreds, or even thousands of dollars.
Carpool. The more you drive, the more you'll pay. If you want cheap auto insurance, look for ways to decrease the amount of driving you do. If a co-worker lives in the same neighborhood, take turns driving to work. If not, consider if public transportation is a viable method of getting to work. You'll not only save money, you'll help save the environment.
Check your credit rating. A poor credit score could negatively affect the price of your insurance. If your credit rating has improved, you may now be eligible for a lower insurance rate. If not, it's something to work on. It's important to have good credit for a lot of reasons, and that includes lowering the price of your car insurance.
Check for discounts. If you're a student or a senior, you may be eligible for a discount on your car insurance. The same is true if there's more than one vehicle in your household, if you've taken a driver's training class, if you already have homeowner's insurance, if you're a member of a specific group or organization, or if you've never been in an accident. Insurance companies offer discounts for various reasons, and taking advantage could save you a lot of money.