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How Winter Driving Affects Car Insurance Quotes

Winter Driving and Car Insurance
Maintaining your car in good working condition year-round is one easy way you can keep your car insurance quotes low. When a car is properly maintained, it works better on the road. This is especially important during the winter, when accidents tend to increase due to the climate changes. A poorly maintained car simply can't perform the way you need it to in severe conditions. There are a few simple things you can take care of to make sure your vehicle will be taking care of you come winter.

 
   

Minor Maintenance
Keeping your oil and other fluids clean and topped off is necessary to keep your engine working properly. You should also make sure your headlights, turn signals, brake lights and hazards are all working properly. Taking time out for an oil change is much cheaper than a broken engine, and changing the bulb in your brake lights is much cheaper than getting ticketed for a burned-out light. Remember that the outside temperatures have an impact on the air pressure inside your tires, so check your gauges as the seasons change. Tire treads, also, need to be capable of navigating safely through slush and snow, while retaining traction on slick roads. Don't forget to check the spare tire, too, and make sure your jack is easy to find and has all the necessary parts.

Get Tuned Up
Bring your car into your favorite mechanic's shop to have them check your battery and heater. Cold weather can affect your car's starting ability, and you need to make sure your battery is up to the challenge. You'll also need to make sure your defroster is working effectively. Also, since worn or aged rubber will crack in the cold weather, you should also replace any worn hoses or belts.

Upgrade As Needed
Finally, your car may need some modifications which are designed specifically for winter driving benefits. Wipers can be replaced with blades which are better at removing ice, or windshield fluids may be exchanged for a freeze-resistant formula. It's also a good idea to keep an emergency kit in your vehicle, especially during the winter months. A few small investments which make winter driving safer can have a big impact on maintaining cheap auto insurance.

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